Natural catastrophes: Closing the protection gap together

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Global insights

Major catastrophes like hurricanes and earthquakes capture all the headlines. But the costs of natural disasters, totalling USD 155 billion in 2018 alone, are increasingly driven by smaller recurring events known as secondary perils. Many are linked to more severe weather and getting worse with climate change: wildfires, drought, heatwaves, torrential rain and flooding. Hazards like these are likely to cause ever greater damage, especially in the world's growing cities and densely populated areas exposed to rising temperatures and heavier precipitation.

Most natural catastrophe losses are not covered by insurance. This means that millions of households and businesses face a large and widening protection gap. With our clients and partners we aim to reverse this trend by covering new risks and bringing affordable re/insurance solutions to more customers around the world.

We believe a key step is to increase risk awareness and knowledge of insurance options. Join us in this effort. Learn about our services and solutions. And help spread the word. #natcat2019 #mitigatingclimaterisk

Tracking the protection gap

In its latest sigma publication, the Swiss Re Institute puts the figure of the global protection gap at a staggering USD 280 billion in the last two years alone. Our tracker map looks at how total and insured losses trended worldwide based on a ten-year average. Check out the protection gap in your region.

Interactive: Explore our protection gap tracker map

Our solutions

As our client, we partner with you to develop re/insurance and risk transfer solutions that will help you succeed, combining traditional and innovative products. We do so by sharing our insights, data, analytics and risk tools.

Visit our flood and parametric earthquake pages to learn about two of our global offerings and check out the regional tabs on this page to find out what services and solutions we provide in your market.

As a corporate client, you will benefit from tailor-made industry solutions provided by Swiss Re Corporate Solutions.

CatNet™ is our state of the art geo-portal, available for registered clients.


NATCAT: closing the protection gap