Quantify and mitigate accumulation risks
Lurking accumulation risk: Understanding our clients' accumulation loss scenarios
Accumulation or "clash" risk is the potential loss exposure of one event spreading to multiple lines of business in an insurer's portfolio. From construction site failures and product defects to corporate financial collapses and systemic market issues – if you aren't aware of the full breadth or extent of the risk, you aren't protected.
While accumulation is nothing new, it is becoming more widespread and pervasive due to the growing complexity of business and the faster and broader availability of information. For example, supply chains, outsourcing and an increasing reliance on data present new accumulation scenarios, which can assume unexpected forms and magnitude.
Large liability catastrophes, rapid technology development and, increasing scrutiny from regulators, rating agencies, investors and other stakeholders are driving the need for insurers to better understand and manage liability accumulation risks.
Quantify and mitigate accumulation risks using Swiss Re’s accumulation scenarios and bespoke solutions
We use data analytics and liability catastrophe modelling to quantify and mitigate your accumulation exposures across four classes of scenarios: business disaster, classic clash, serial aggregation and systemic failure. Our extensive data sets and experience allow us to benchmark portfolios against historical events as well as forward looking scenarios.
Bespoke reinsurance solutions
Our bespoke reinsurance solutions help identify business opportunities via an active management of accumulation risk, support your growth strategy and protect your portfolio from volatility.