Building societal resilience

Providing natural catastrophe re/insurance is part of Swiss Re’s core business and represents a business opportunity, while generating significant benefits for our clients and society at large.

We enhance disaster resilience through our property and casualty re/insurance business by providing natural catastrophe covers including specific offerings related to climate change adaptation. These covers support governments, insurers and other companies in managing and recovering faster from today’s weather risks. In addition, reducing loss potential through prevention and adaptation measures helps lower the cost of re/insurance and maintain insurability. 

We also provide clients with data-driven risk insights, analytical tools and advisory services, helping them to better understand natural catastrophe risks and take informed decisions. As a developer of insurance-linked securities (ILS), including catastrophe bonds, we further enhance disaster resilience by enabling cedents to transfer large risks to the capital markets and thereby gain access to additional risk capacity. 

To read about examples of re/insurance products and solutions that contribute to enhancing disaster resilience, see below. Further information on how we contribute to building societal resilience is provided in the Sustainability Report 2025.

Offering life and health reinsurance is a core element of Swiss Re’s business. Swiss Re enhances access to life and health protection through its cedents and partners, offering solutions in the area of household income protection and healthcare protection. This is achieved by providing tailored risk transfer solutions to cedents through Swiss Re’s reinsurance business.

To read about examples of reinsurance products and solutions that provide access to life and health protection, see below. Further information on how we contribute to building societal resilience by providing reinsurance coverage for life and health risks is provided in the Sustainability Report 2025.