Metabolic health From Insight to Impact:

Why This Matters Now

Metabolic dysfunction is a major yet under-recognised driver of chronic illness, disability, and insurance risk. Rooted in insulin resistance, it underpins many long-term claims traditionally attributed to single conditions. This report sets out how Swiss Re’s UK disability insurance pilot translated clinical insight into real-world impact, embedding a nutrition-first, lifestyle-based metabolic health intervention into claims management. Early results show meaningful improvements in claimant health, accelerated returns to work, and measurable financial outcomes, positioning metabolic health as an opportunity to improve outcomes for the insurance industry.