Unlocking the Capabilities of your Swiss Re L&H Underwriting Team

Underwriting is changing by the day, and with the constant barrage of available information, clients need to be able to rely on the expertise and insight of their reinsurance underwriting team more than ever. This is just one of the reasons the Swiss Re L&H North American Underwriting team offers fresh perspectives, knowledge and expertise - with an eye on strategy and innovation.

Our goal is to help businesses grow and offer strategies, products and insights to simplify and streamline complex processes to tackle the industry's toughest challenges.

Our facultative services and capacity are the cornerstone of our offerings. Our underwriters are laser-focused on making competitive offers and are experts in impaired risk assessment, complex financial scenarios, COLI/BOLI review and consultancy, foreign national expertise, and old-age underwriting.

We understand the critical role our team plays in keeping clients apprised of the latest trends and topics, enabling our clients to develop new programs, products and solutions.

A recent example is our work with HIV (Human Immunodeficiency Virus). Swiss Re has long been ahead of the curve in this space and recently updated Life Guide to provide underwriting guidance that is reflective of the research and supportive of our philosophy. We view HIV as a chronic medical condition that can be well-managed, allowing for more competitive offers – even standard rates in some cases. Recently a client reached out to us to discuss their HIV strategy. Over the course of a few short months, we put together an exclusive program, based on criteria in Life Guide, that will allow the carrier to be competitive in this space. This was a win-win scenario as it allows our client to grow their business and further demonstrates Swiss Re's commitment to sustainability and closing the insurance protection gap.

Life Guide – With over 23 million hits annually, our industry leading underwriting manual is backed by cutting edge evidence-based research through current trends, the latest medical, regulatory and technical developments. The simple intuitive interface helps make complex underwriting clear, allowing underwriters to provide holistic and competitive offers quickly. 

We also offer exclusive training opportunities for clients throughout the year. Our underwriting seminars and interactive medical "House Calls" are led by our chief medical officers and underwriters, some of the brightest minds in the industry.

At Swiss Re, we make the world more resilient, and none of it happens without you. Contact Bess Ganeff, Head of Underwriting Americas to learn how to leverage the expertise and insights of your Swiss Re underwriting team and help make the world more resilient with us.