Kristian Luoma Head of OP Lab, OP Financial Group

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I've been lucky enough to have been working with major partners around the world (e.g. Google, Facebook, etc.), distribute products to millions as well as build award-winning products from scratch.

My professional history within the SW Engineering industry contains activities in product marketing, corporate blogging, marketing, strategic planning, product management, project management, requirements management, architectural design, implementation, testing and testing management areas.

I've filed more than 30 patents while pushing the envelope. I combine deep expertise in Mobile and Web platforms. I have domain expertise on Real-time internet solutions, Payments, Search technologies, Social Experiences and Advertising.

Lately, I've been evangelising and speaking about AI, mobile, payments and digital disruptions.


OP Financial Group: Head of OP Lab March 2015 - Present 
Created and operated an innovation unit that is focused on supporting OP financial group in transformation. Responsible for internal innovation program, exchange program to Silicon Valley, startup partnership program as well as a series of internal startups that are being incubated and accelerated in an internal startup program. We seek for the next big thing that has an impact to finance industry. Team grown from 20 to 150 people running 25-30 projects.

OP Bank Group Central Cooperative: Business Development Manager March 2012 - February 2015. Business and Product Development for OP Bank Group Mobile Banking, Mobile Insurance and Mobile Realtor solutions. Lead product development for various programs incl. Pivo mobile wallet development.

Nokia: Product Evangelist February 2010 - April 2010. Responsible for contributing to product strategy, positioning, new concepts, roadmapping and overall evangelism of the product story.

Head of Product Management January 2009 - March 2010. Heading the product management team focused on real-time internet solutions as a part of Services unit in Nokia.

Product Manager (Nokia Chat) March 2008 - January 2009. Product Management responsibilities for an instant messaging product for Nokia Series 40, S60 and Maemo platforms.

Product Manager (Nokia Search) January 2007 - March 2008. Product Manager (Nokia Search), R&D management responsibility for all deliveries, including products for S40 and S60 devices.

Before joining Nokia, I was working as a software designer for several companies, e.g. Vega Technologies Ltd, GeraCap Ltd or Atomus Oy.

RAMK (Rovaniemi Polytechnic) B.Sc., Software Engineering · (August 2000 - February 2004)

University of Lapland IT Approbatur, Information Technology · (August 2001 - May 2002)