Property Insights for smart risk decisions in home insurance

Highlight Stories

Property Insights for smart risk decisions

Our state-of-the-art predictive model to drive smart risk decisions and innovation in home insurance.

The insurance sector has long struggled with an intense price competition. Personal insurance products are increasingly commoditized. In addition, recent years set new records for catastrophic events. In this constrained environment, improving sales strategies and underwriting performance are proven ways to boost competitiveness. Leading insurance carriers use data, novel models and advanced analytics to enhance efficiency and decision making throughout the insurance value chain.

what we do

what we do Power your decision-making with Property Insights

Get actionable insights from relevant data and risk models to power your property insurance business

We leveraged our unrivalled risk experience and data to build a state-of-the-art predictive model enabling insurers in personal property (homeowners, renters) to refine their territorial pricing based on non-traditional data sources, develop innovative products and identify segments for profitable growth. The Property Insights platform facilitates comprehensive portfolio analysis and a detailed assessment of the concentration of an insurer's habitational risk.​

WHY PARTNER WITH US Steer your property insurance portfolio and discover new growth opportunities

  • Profitable growth

    Smartly grow market share in existing markets, identify opportunities in new markets, develop innovative insurance products and leverage cross-selling potential based on exclusive data insight​

  • Portfolio optimization

    Optimize your property insurance portfolio by identifying unprofitable segments, benchmarking performance to market expectations and smartly deploying salesforce to avoid unfavourable exposure​

  • more granular risk predictions
    100x
  • loss ratio improvement
    12%
  • of homes in the US have predictive risk score
    98%

HOW IT WORKS

Property Insights run on Impact+, our plug-and-play analytics platform

Models, data and in particular the predictive risk scores can be accessed in real-time through the Impact+ platform directly or via an API for enhanced homeowners pricing and underwriting granularity. The platform offers a wide range of functionalities for enhanced data analysis and visualization.

Property Insights help to identify risk characteristics associated with all buildings in the US, Mexico and Colombia by using non-insurance related datasets from multiple source such as crime data, real-estate data, aggregated credit scores, home sales stats, regional climate, and other.

Policy experience data provide a detailed overview of the property insurance market. Insurance losses can be predicted at the granularity of up to zip code level. Integration of market-leading natural catastrophe risk models allows for a detailed understanding of  exposure to natural hazards. Our proprietary risk score provides a predictive basis to add to new or existing rating plans.

Contact us Data is ready to speak. Get in touch to find out more and request a demo.​