Life Guide: moving forward in life

Powered by the latest medical insights and 160 years of Swiss Re expertise, Life Guide stands as the market’s most trusted underwriting resource, now integrating an advanced, AI-enabled assistant to help you make faster, more consistent decisions.

Evidence-based guidance at every step

Trusted by over 800 companies in 100+ countries and relied on millions of times each year by underwriters, Life Guide is the industry’s leading Life & Health underwriting guide. It gives you the clarity and consistency to build a stronger, more sustainable portfolio.

Now, with Life Guide Scout – the first AI-driven underwriting assistant – you can make even faster, more precise decisions using technology that works the way you do.

Reinventing re/insurance Transforming life and health underwriting

Discover how Life Guide combines AI-driven technology with state-of-the-art calculators for serious conditions like cancer and coronary artery disease, enabling you to make faster, more accurate decisions.

Introduction Why choose Life Guide?

  • Integrity and consistency

    Life Guide is backed by the expertise of Swiss Re underwriters, doctors and actuaries who monitor the latest medical, regulatory and technological developments. This cutting-edge information is baked right in and delivers confidence to the decisions you make.​

  • Supercharge your risk assessment

    Make confident underwriting decisions with Life Guide's enhanced coronary artery disease (CAD) calculator, cardiometabolic calculator and Life Guide Scout – the industry’s first AI-driven underwriting assistant.​

  • Better. Faster. Flexible.

    Underwriting is adapting quicker than ever before. Life Guide, the industry's number one underwriting resource, is proud to offer our clients exclusive insights, news and training.​

Life Guide Scout

Life Guide Scout is our AI-powered underwriting assistant that helps improve the efficiency and quality of your work. Simply ask a question in plain English to receive a fast, detailed response generated from our curated expert knowledge.

Enhanced coronary artery disease (CAD) calculator

Built for fast, reliable risk assessment, this calculator leverages current technology and medical research. It organises relevant details, supports underwriters with evidence-based guidance and flexes to match the complexity of the condition.

Evidence-based backup

Tackle underwriting challenges backed by trusted Life Guide validation and evidence that clearly explain the "why" behind each rating and calculator output. Apply a consistent approach across product types, supported by expert medical insight from our global team of doctors and with historical guidance for complex cases.

What's new?

As underwriting evolves, so does Life Guide:

Further Information

Simple, intuitive, customisable interface

Life Guide's clean, intuitive interface makes navigation simpler than ever. Clear tables and improved notes functionality enhance the experience. You’ll also find calculators that simplify underwriting for the most common impairments, guidance in 11 languages, risk insights (webinars, publications and more) and e-learning modules.

Supercharged by Artificial Intelligence

Save time without cutting corners on confidence, thanks to our AI-powered search engine. Find results instantly, with Life Guide's improved search filters and easy-to- navigate page layout. With features like Top 5 searches and type-ahead text, the answers you need are just a click away.

Flexible, state-of-the-art technology

Is your underwriting ready for what’s next? Life Guide delivers faster, more reliable performance and is designed to evolve with advances in technology, automation and the growing deployment of alternative data sources. It also offers greater flexibility to personalise the platform to your needs.

What our clients say

  • As a Chief Underwriter, I’ve seen how Life Guide Scout elevates the underwriting process. Its ability to capture all relevant conditions for an applicant provides a holistic view that supports more accurate risk assessment. Instead of evaluating factors in isolation, underwriters gain the context needed to judge the full risk profile, improving consistency, decision quality, and alignment with medical realities.
    Profile picture of Brigitte Loos
    Brigitte Loos, Canada Life

Experience it yourself

Discover why Life Guide is trusted by more than 800 companies in over 100 countries.

Facts & figures Life Guide by numbers

  • underwriting manual
    #1
    Description
    Commonly rated by NMG as the industry's number 1 underwriting manual
  • companies
    800+
    Description
    Used by more than 800 companies across 100+ countries
  • of underwriters
    Thousands
    Description
    Used daily by thousands of underwriters, with millions of searches each year
  • languages
    11
    Description
    Providing guidance in 11 languages

Contact us Connect with us to explore how we can help you move forward with confidence.