Motor liability and “use” of a vehicle

Driving a vehicle is second nature, and people rarely consider what it legally means to “use” that vehicle. Insurers, however, must be aware of the concept of “use” and how that impacts our customers when a claim arises.

In this Trend Spotlight, we look at recent legislation (e.g. the Motor Insurance Directive 2009/103/ECUK (MID)) that drives our motor portfolios in Great Britain, significant court decisions and what the future looks like.