The Japan commercial insurance market

We forecast that commercial insurance premiums in Japan will grow by 4.5% this year, compared to estimated 2% average annual growth over the last three years. The upturn will be supported by hardening rates in property premiums. Over the longer term, we expect business disruption (BI) covers to be a source of growth for commercial insurance. Many firms in Japan, particularly small and medium-sized enterprises have little BI coverage in place.

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