Our annual publications outline emerging risks based on early signals we gather throughout the year.

SONAR = Systematic Observation of Notions Associated with Risk

We identify emerging risks through our proprietary SONAR tool, an internal crowdsourcing platform that collects input and feedback from underwriters, client managers, risk experts and others across the company. The emerging risk themes neither reflect the entire emerging risk landscape of the re/insurance industry nor that of Swiss Re.

We categorise the risk themes according to their estimated impact and potential timeframe to materialise as well as to the line of business where the biggest exposure seems to rest. Our reports, published since 2013, feature new emerging risk themes and trend spotlights, which are embedded into a broader perspective on long-term macro trends.​

SONAR 2021: New emerging risk insights

While the COVID-19 crisis dominates the risk landscape, other emerging risks and trends arise from developments in human-machine interaction, connected infrastructures, and ethics and sustainability.


From electric scooters to zombie companies − emerging risks in 2021


Earlier SONAR editions Which emerging risks were new in previous years?

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