Privacy Policy
By accessing this website of the Swiss Re Group (the “SR Website” or “Website”) and any page thereof you take note and agree that we collect and use your personal data as set out in this Privacy Policy Statement and the Terms of Use. By continuing to access or use this Website or by using an e-mail address provided on this Website, you take note and are consenting to our use of your personal data as described in this Privacy Policy Statement. Please do not access this Website and do not send us your personal data if you do not want us to store or use the data as described in this Privacy Policy Statement.
Swiss Re Ltd (“Swiss Re”) reserves the right to vary or amend this Privacy Policy Statement at any time. The most recent version of the Privacy Policy Statement will govern our use of your information and will always be available on the Swiss Re Website. By continuing to access or use this Website after any changes become effective, you agree to accept the revised Privacy Policy. Please visit this Privacy Policy Statement on a regular basis to ensure that you have read the latest version. This Privacy Policy Statement was updated the last time on the date indicated at the end of the statement.
Swiss Re is committed to protecting your privacy. This Privacy Policy concerns the entire online collection of personal data on the Swiss Re Website over the World Wide Web and describes how your personal data is collected and used and how Swiss Re fulfills its obligations under applicable data protection law.
The headings used for each of the paragraphs of this Privacy Policy Statement do not affect its interpretation. “You” means a user of this Swiss Re Website. “We” means Swiss Re Ltd. “User data” or “data” means personal data that has been collected from users through various functionalities of the Swiss Re Website or by the use of an e-mail address given on the Swiss Re Website. “Personal data” means information relating to an identified or identifiable person.
Additional local information
The Swiss Re Group is an international group of companies active in the reinsurance and insurance business in many countries. Swiss Re offices in particular countries may be subject to additional or different data protection requirements. Please note that in addition to this Privacy Policy the Swiss Re Website may include legal data protection information specific to one or several countries.
How is your data collected?
We may collect personal data from you over the Swiss Re Website in the following ways:
- You provide personal information to us, in particular your contact data like name and e-mail address, by using the various functionalities of the Swiss Re Website (e.g. commenting functionality, subscription functionality, ordering functionality) or by sending information to a Swiss Re e-mail address given on the Swiss Re Website.
- You provide additional personal information to us which we may request from you from time to time following on from any contact you have made with us through the Swiss Re Website. Such information may be necessary or unnecessary (optional) for the provision of services on this Website as indicated in any particular case. In no event, however, are you requested to provide confidential or sensitive personal data about you or other persons. Please avoid sending us such types of data.
- If you access the Swiss Re Website or use services available via the Swiss Re Website, your connection data will be collected by our servers and/or through cookies that may be placed in your computer (see below). Our servers will store your IP address in log files by which your computer can be identified as well as certain other connection data (e.g. time and amount of transferred data, product and release information from your Internet browser).
Use of cookies
Swiss Re uses tracking technology such as cookies to gather connection data and to understand how users use the Swiss Re Website. A cookie is an element of data that a website can send to your computer’s browser so that this computer will be recognized by the site on the user’s return. Cookies allow the web server to recognize your computer on connection to our Website, which in turn allows the server to make downloading of pages faster than on first viewing. Also cookies may be used to establish statistics about the use of this Website by gathering and analyzing various data (e.g. most visited pages, time spent by users on visited pages, etc.). Cookies will not be used to monitor website visits of a particular individual. Cookies placed on your computer will not be kept longer than necessary for the purposes indicated. It is possible to set the browser on your computer to notify you when a cookie is being recorded on your computer’s hard drive. It is generally also possible to set the browser to prevent cookies from being recorded on your computer. For the optimal use of this Website, however, we recommend that you do not block the recording of cookies on your computer. The procedure for refusal of cookies may differ depending on the software product. You may check with your software helpdesk or software supplier if you wish to refuse cookies. If you choose not to receive cookies, you may not be able to use certain functionalities or pages of this Website.
How is your data used?
The user data collected over the Swiss Re Website is processed for the following purposes:
- We will use your connection data for statistical purposes and to manage and improve the usability of the Swiss Re Website by means of particular software (e.g. Google analytics) or cookies (see use of cookies).
- We will use your contact data to (i) answer any queries you have about this Website and to notify you of any changes to this Website; (ii) provide you with information you have requested (subscription functionality); and (iii) inform you about Swiss Re and other events.
- We will use your contact and other data to inform you about services and solutions of the Swiss Re Group that may be of interest to you (marketing activities), unless you inform us that you wish not to receive any promotion material from Swiss Re (see Terms of Use).
- We will include your comments that you provide through the commenting functionality of this Website or otherwise in anonymous reports, statistics, surveys and pools which we make available on this Website. However, these types of information will not enable readers to identify individuals or individual businesses. Your comments are made available on this Website in anonymous form, unless you have expressly agreed otherwise.
- If you apply online for a position at any company of the Swiss Re Group, we will use your candidate data (curriculum vitae and other information and documents you provide to us) only for considering your application and for recruitment purposes (see recruitment).
Data disclosure to third parties
We will not disclose your personal data to third parties, except for the following: (1) disclosure of data to other companies of the Swiss Re Group for the purposes stated here above; (2) disclosure of data if legally required or ordered by an authority or a court; (3) disclosure of data to external service providers who support the Swiss Re Group in the area of data processing or otherwise; (4) disclosure of data to third parties in corporate reorganizations, disposals or acquisitions; (5) disclosure of data to third parties if necessary to protect the interests of Swiss Re or other users.
We will not sell, rent, distribute or otherwise make your contact or other data commercially available to any third party, except with your prior permission.
Data storage and transfer outside your country
Any data you send over the Internet to the Swiss Re Website is stored in the United States, as the Swiss Re Website is operated on a platform of a service provider located in California. Some data will also be stored on servers of the Swiss Re Group in Switzerland or other countries. Employees of the Swiss Re Group in various countries will be able to access your personal data on a need-to-know basis for the purposes stated here above (group-wide access).
Accordingly, your personal data will be transferred to and processed in locations outside the country in which you are viewing this Website (the “User Country”). Any data or material sent or uploaded by you will be accessible in countries outside the User Country. If your User Country is within the European Economic Area (“EEA”) or is Switzerland or another country providing an adequate level of data protection, please note that your personal data will also be accessible and processed in countries with a lower level of data protection. In these situations Swiss Re will ensure (by entering into a written agreement or otherwise) that an adequate level of data protection is maintained by the recipients of your data in accordance with applicable data protection law.
Storage of e-mails
All incoming and outgoing e-mail messages are automatically stored in the Swiss Re Electronic Message Repository for the purpose of preserving the evidential weight of e-mails. The e-mails are protected by legal, technical and organizational measure. They may only be accessed in justified cases in accordance with applicable laws and regulations (e.g. court order, suspicion of criminal conduct, breach of regulatory obligations, material breach of employment contract). Access is only granted to employees in defined functions (e.g. litigation, legal, compliance, risk). The process steps as well as the search criteria used are pre-defined. All e-mails are disposed of after a limited period of time. If you do not wish the retention of private e-mails by the Swiss Re Group, we strongly advise you not to send private, non-business related e-mails to Swiss Re e-mail accounts.
Data Security and confidentiality
Swiss Re applies and ensures that service providers apply technical and organizational security measures that are appropriate to protect personal data against accidental or unlawful destruction or accidental loss, alteration, unauthorized disclosure or access and against all other unlawful forms of processing.
The accessing and entering of information on the Swiss Re Website by users take place over the Internet which is an open and unprotected network. This data transfer takes place in non-encrypted form. Therefore, we are not able to guarantee the security of your data during the transfer to the Website. You confirm to be aware of the risks of unencrypted transmission of data via the Internet. Swiss Re shall not be liable for any damage caused by such transfer. For this reason, please do not send us any confidential or sensitive personal data.
You may communicate with us by e-mail. E-mail messages sent over the Internet are neither confidential nor secure. They may be viewed by third parties, lost, intercepted or altered. E-mails may be transferred across national borders, even if both sender and recipient are located in the same country. Swiss Re or any other companies of the Swiss Re Group will not be liable for any damages suffered in connection with the use of e-mails or any other electronic messaging system when communicating with us.
For how long is your data retained?
Swiss Re retains the personal information collected over the Swiss Re Website for as long as required or permitted by law and regulations. Comments that you provide to us using the commenting functionality of the Swiss Re Website are generally deleted after one year, unless the Swiss Re Group has a particular business interest in such information in which case the comments are retained for a longer period of time, subject to applicable data protection law.
Protection of children
Swiss Re does not wish to collect over the Swiss Re Website personal data from individuals under the age of 18. Individuals under the age of 18 are requested to receive permission from their parent or legal guardian before providing any personal data to Swiss Re on the Swiss Re Website.
Recruitment
The Swiss Re Website allows online applications. If you apply for a position at any company of the Swiss Re Group advertised in the careers section of this Website, your curriculum vitae and other information and documents you provide to us will be used solely for considering your application and for recruitment purposes.
Candidate data and material will be transferred to Swiss Re over the Internet which is an open and unprotected network (see under data security and confidentiality). Your candidate data will be accessed over the Swiss Re intranet on a need-to-know basis by Swiss Re managers and HR administrators located in various countries. Please note that Swiss Re has taken appropriate measures to avoid access to candidate data by unauthorized personnel or third parties. However, there is no guarantee that unauthorized persons will under no circumstances get access to candidate data.
If a candidate is not offered a position at Swiss Re, his/her data will be retained on file for a short period of time after rejection and then made unidentifiable and finally deleted in accordance with applicable data protection law.
Links to External Websites
From the Swiss Re Website you are able to obtain access to websites operated by third parties (“External Websites”). This Privacy Policy does not apply to External Websites. External Websites are not monitored or maintained by Swiss Re. We are not responsible for the privacy policies of any External Websites (see Terms of Use). Please read the privacy policy of each External Website prior to accessing or sending personal data to the site.
How to access your data
You are entitled to ask for a copy of your personal data which has been collected online and stored on the Swiss Re Website. You may also ask to have your data rectified or deleted as required by applicable data protection law. For more information please contact us using details in the contact box above.
Swiss Re as data controller
Swiss Re Ltd, Mythenquai 50/60, 8022 Zurich, Switzerland (“Swiss Re”) is responsible as data controller for the processing of your personal data on the Swiss Re Website under Swiss data protection law to the extent applicable.
Contact
If you have any questions relating to the processing of your data or this Privacy Policy, please contact us using the general contact functionality provided on this Website.
Latest update: 23 May 2011
