Managing climate and natural disaster risk

Re/insurance plays an important role in managing climate and natural disaster risk, and that's why it's part of Swiss Re's core business.

Natural disasters cost the global insurance industry around USD 77 billion in 2012, but the human toll was higher: according to the Swiss Re sigma publication "Natural catastrophes and man-made disasters in 2012," 14,000 lives were lost.

These high numbers can be contributed to the fact that cities are becoming larger, attracting more people and sparking infrastructure growth, and climate change. When a natural disaster strikes, the dense population and asset concentration leads to losses. These losses can severely impact not only a country's economy, but its population as well.

Disaster risk mitigation and climate adaptation are keys to strengthening the resilience of communities around the world. Re/insurance plays an important role in achieving this goal.

Swiss Re understands the relationship between climate and natural disaster risk and the societal impact of both. We've been shaping the global climate agenda through dialogue with our public and private sector partners, cutting-edge research and innovative risk transfer solutions for over two decades.

Managing climate and disaster risk is part of Swiss Re's DNA. Find out why below.

Mind the risk: cities under threat from natural disasters

The world's sprawling cities are centres of economic activity and growth. But when a natural disaster hits a densely populated area, the effects can be catastrophic. A Swiss Re study looks at the human...

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2014 sigma event: containing the growing cost of catastrophes

Average insurance losses from natural and man-made catastrophes were lower in 2013 than in previous years. But floods and storms in Europe and Asia showed us the heavy toll that disasters can take on...

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