Managing climate and natural disaster risk

Re/insurance plays an important role in managing climate and natural disaster risk, and that's why it's part of Swiss Re's core business.

In 2014, there were more natural catastrophe events than in any single year on sigma records. Yet insured losses were below average, according to the latest sigma study "Natural catastrophes and man-made disasters in 2014: convective and winter storms generate most losses".

This high number of occurrences can be contributed to the fact that cities are becoming larger, attracting more people and sparking infrastructure growth, and climate change. When a natural disaster strikes, the dense population and asset concentration leads to losses. These losses can severely impact not only a country's economy, but its population as well.

Disaster risk mitigation and climate adaptation are keys to strengthening the resilience of communities around the world. Re/insurance plays an important role in achieving this goal.

Swiss Re understands the relationship between climate and natural disaster risk and the societal impact of both. We've been shaping the global climate agenda through dialogue with our public and private sector partners, cutting-edge research and innovative risk transfer solutions for over two decades.

Managing climate and disaster risk is part of Swiss Re's DNA. Find out why below.

Mind the risk: cities under threat from natural disasters

The world's sprawling cities are centres of economic activity and growth. But when a natural disaster hits a densely populated area, the effects can be catastrophic. A Swiss Re study looks at the human...

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Why insurers care about climate change

Given Swiss Re's role as an ultimate risk taker, we are uniquely exposed to the impacts of climate change. We identified climate change as an emerging risk some 20 years ago, and the concern has since...

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