03/2016 World insurance in 2015: steady growth amid regional disparities
In spite of a challenging environment in 2015 with moderate global economic growth of 2.5%, direct premiums written grew 3.8% in real terms, up from 3.5% growth in 2014. However, in nominal US dollar (USD) terms, global premiums were down by 4.2%, due to currency depreciation against the USD, particularly in the advanced markets. There was a slight slowdown in the life sector in 2015, with global premium growth dipping to 4.0% from 4.3%, due to weaker performance in the advanced markets. On the non-life side, strong growth in the advanced markets of Asia, and improvement in North America and Western Europe, contributed to a 3.6% increase in global premiums, up from 2.4% growth in 2014.The sigma includes a special chapter on the slowdown in global trade in recent years, and its possible impact on the insurance sector.
The road to flood resilience in Canada
Flood poses a risk to individuals, business and the public sector. Severe events in Canada can cause losses exceeding CAD 13 billion, with less than half of these covered by insurance. This leaves many families without the necessary funds to rebuild their lives if disaster strikes. In addition it delays economic recovery in the affected areas ― an effect that hits even those whose homes are still standing. Concerted action across the risk management chain that involves all key stakeholders ― government, the insurance industry and homeowners ― can strengthen flood resilience in Canada.
Manage your Latin America liability risk exposures with our proprietary forward-looking approach
Our unique forward-looking modelling approach enables you to consistently evaluate current and future liability exposures in your insurance portfolio. It gives you unprecedented insights into the business you’re writing, allows you to react faster to external changes and helps you enter new markets and business segments.
2015 Corporate Responsibility Report: Enabling sustainable progress
It is a pleasure to introduce Swiss Re’s 2015 Corporate Responsibility Report. With this yearly publication we want to give you a comprehensive overview of the measures we take to act as a responsible company.
Pandemics in a changing climate - Evolving risk and the global response
Pandemic outbreaks can be economically devastating for the affected countries, overwhelming public finances and reversing hard-won development gains. The immediate economic disruption resulting from loss of life and suspended productivity can translate into lasting impediments to growth. In the current system, response mechanisms are much too slow, particularly in delivering financing to responsible counterparties. In addition, the effects of climate change will increase the inherent risk of pandemic outbreaks by changing environments and disease transmission vectors, heightening uncertainty as to the location, type and severity of the next outbreak.
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