IDI at a glance

Buying a house or an apartment is one of the biggest investments in a person's life. In the event of structural damage – or worse still, collapse – it is very difficult to identify the wrong-doer in the complex network of parties involved in a construction project. Can the insurance industry help close this protection gap?

Inherent Defects Insurance (IDI) provides financial indemnification to help owners rebuild their home or public buildings, if damaged by an inherent structural defect. In addition, IDI proactively helps improve construction quality right from the beginning due to regular engineers-led inspections to check works during the construction phase.

Explore more details in our infographic.

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