Navigating through uncertainty

As more research emerges on COVID-19, we update our guidelines in Life Guide to help you navigate through the uncertainty and continue to underwrite with confidence.

What's new:

• improved wording to reflect changing circumstances
• guidance around COVID-19 symptoms, but negative antigen test
• guidance for individuals participating in vaccine trials

This is a supplement to earlier information that includes:

• criteria for current and past infections
• guidelines for possible exposures
• underlying conditions, complications and co-morbidities
• severity of disease and hospital admission
• underwriting requirements after COVID-19
• broader antigen and antibody testing

We've also developed suggested underwriting screening questions which will be available through our Magnum automated underwriting platform.

For more perspective on COVID-19, see our latest collection of L&H Trend Spotlights.