Navigating through uncertainty

Updated 19 May 2020

As more research emerges on COVID-19, we update our guidelines in Life Guide to help you navigate through the uncertainty and continue to underwrite with confidence.

What's new:

Updated risk assessment criteria and underwriting requirements after COVID-19, based on:

• severity of disease and hospital admission
• co-morbidities
• antigen and antibody testing

This is a supplement to earlier information that includes:

• criteria for current and past infections
• guidelines for possible exposures
• underlying conditions and complications

We've also developed suggested underwriting screening questions which will be available through our Magnum automated underwriting platform.

For more perspective on COVID-19, see our latest collection of L&H Trend Spotlights.