Re-imagining risk assessment
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The life & health insurance industry has long relied on traditional clinical factors like BMI and blood pressure to evaluate health risks. But the landscape of risk assessment is changing and becoming more continuous, dynamic and comprehensive.
Swiss Re has been at the forefront of risk assessment for more than 150 years, helping underwriters quickly and easily assess complex risk. Jolee Crosby, Head Global L&H UW & Medical Reinsurance Life & Health Products, spoke with AM Best to discuss emerging risks in the life & health space, including mental health, and the changes in how risks are assessed driven by new forms of data and sophisticated modelling techniques.