Nicola Charlton UW R&D Senior Medical Officer Life & Health Products

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Dr. Nicola Charlton is a medical doctor with over 25 years of collective professional experience assessing and treating a wide variety of patient populations. She joined Swiss Re in 2020 as  Underwriting R&D Senior Medical Officer at Swiss Re, where she focuses on Life Guide rating research, including medical topics, trends and treatments that impact mortality and morbidity.

Dr. Charlton has consulted, trained, and educated insurance professionals, underwriters, and company leaders in small and large group settings on medical conditions, population health conditions and epidemiology, risk assessments and modeling , mortality modeling in life and disability and health for 20 years.  

Prior to joining Swiss Re,  Dr. Charlton was Medical Director at Illinois Mutual, where she was responsible for UW education, claims review, case review and consultation, and mortality analyses.

Dr. Charlton graduated from the Chicago Medical School at Rosalind Franklin U-Med & Science and received her Master of Public Health at the University of South Florida School of Public Health.

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  • Blog ​How the medical community adapted treatments to save COVID-19 patients

    Nicola Charlton UW R&D Senior Medical Officer