Alvaro Gaya Credit Risk Management Zurich Insurance Group

Alvaro Gaya is responsible for the credit risk management function of the Surety, Trade Credit Insurance, Political Risk Insurance, and the Mortgage lending business for the Zurich Insurance Group globally.

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Before joining the Zurich Insurance Group he developed a 14 year international career in risk management, corporate and structured finance. Mr. Gaya is a CFA charterholder  and holds an MBA from IMD in Switzerland and university degrees from the Norwegian School of Economics (Norway) and Universidad Comercial de Deusto (Spain). He has both Swiss and Spanish citizenship and is fluent in English, German and Spanish.