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At USD 144 billion, the insured losses from natural and man-made disasters worldwide in 2017 were the highest ever recorded in a single year. The main driver of the high insured losses was an active hurricane season in the North Atlantic. In particular, three major hurricanes -- Harvey, Irma and Maria (HIM), which all reached category 4+ intensity, -- left a trail of destruction across the Caribbean Islands, Puerto Rico, Texas and parts of western Florida.