With selected research partners, we explore the future of risk coverage, assess changes in the risk landscape and act as a catalyst for industry change.
The crisis is exposing households' lack of adequate financial protection against the premature death of a breadwinner.
Key takeaways
Global mortality resilience will likely weaken in 2020, as excess deaths rise while household assets suffer in the deepest recession of modern times.
The global mortality protection gap is expected to widen above its high of USD 427 billion in 2019.
Mortality resilience has declined globally since 2001, though Latin America and Asia now have greater life insurance coverage.
Swiss Re Institute's latest Asia consumer surveys show that premium level and add-on features are among key decision factors for mortality insurance purchases.
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COVID-19 reinforces the value of insurance to cover mortality risk
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