sigma: insurance research

4/2017 sigma 4/2017: Insurance: adding value to development in emerging markets

Emerging markets have been a major driver of global insurance premium growth over the last two decades. In 2016, emerging markets accounted for 20% of global premiums, up from 5% two decades ago. Nevertheless, many individuals and enterprises in emerging markets remain under- or uninsured, and therefore unprotected against external shocks arising from illnesses, natural disasters and accidents. These shocks can have lasting negative consequences for both economic growth and human development. The latest sigma reviews recent evidence-based research, which offers granular insights about the contribution of insurance across a broad range of development metrics.

sigma archive


sigma 5/2017: Commercial insurance: innovating to expand the scope of insurability



sigma 3/2017: World insurance in 2016: the China growth engine steams ahead



sigma 2/2017: Natural catastrophes and man-made disasters in 2016: a year of widespread damages



sigma 1/2017: Cyber: getting to grips with a complex risk