sigma: insurance research

4/2016 Mutual insurance in the 21st century: back to the future?

The mutual insurance sector has undergone a modest recovery in recent years, says Swiss Re's latest sigma report "Mutual insurance in the 21st century: back to the future?" Mutual insurers' share of the overall insurance market increased from 24% of direct premiums written in 2007 to just over 26% in 2014, reversing some of the declines of previous decades. However, the segment faces challenges, including adapting to new risk-based capital requirements and more stringent corporate governance arrangements, which could put some mutuals at a competitive disadvantage (see infographic on the right).

sigma archive

3/2016 World insurance in 2015: steady growth amid regional disparities


2/2016 Insuring the frontier markets


1/2016 Natural catastrophes and man-made disasters in 2015