Supporting financial resilience

Re/insurance supports financial resilience by acting as a shock absorber and promoting growth through its core businesses. This is particularly important in a challenging and volatile macro-economic environment.

The re/insurance industry demonstrated resilience in the midst of the financial crisis of 2008-2009. As global regulators continue to address issues that may have prompted the crisis, it is important that they recognise the fundamental difference between re/insurance and banking – and the different risk profiles of each sector.

Furthermore, central banks' unconventional monetary policies enacted following the crisis present a challenge for our industry and have, in fact, contributed to an environment that is not conducive to sustainable economic growth. Innovative private market solutions are required to repair the broken financial market intermediation channel and support sustainable growth.

As long-term investors, re/insurers could play a pivotal role in bridging the emerging infrastructure financing gap, which in turn would contribute to a healthier economic environment. But for that to happen, the right framework needs to be put in place. Standardisation of infrastructure investments would be an important step forward, while infrastructure debt as a tradable asset class would certainly make infrastructure more attractive for long-term investors.

Swiss Re actively participates in and contributes to the global and local financial reform dialogue. We want to ensure long-term investors not only think, but are able to act on a long-term horizon in the interest of broader financial resilience. We are an industry leader, sharing our knowledge by participating in organisations such as the World Economic Forum, the European Financial Services Roundtable, the Institute of International Finance and the Geneva Association among others. We also partner with our clients, providing risk and capital management solutions tailored to their needs.

Ensuring financial resilience is a core part of our business. Find out more in the stories below.

Isn't reinsurance systemically risky?

Nina Arquint, Swiss Re's Head of Group Qualitative Risk Management, explains why reinsurance activities are not a source of systemic risk.

Read the whole story

The sky high costs of rock bottom rates

An update of Swiss Re's financial repression index shows that the costs of financial repression continue to creep higher.

Read the whole story