Managing natural catastrophe risk

Resilient businesses, communities and families. That’s our vision, and managing natural catastrophe risk is critical to achieving that vision. We understand there will be fluctuations from year to year in the number and severity of floods, tornadoes and wildfires and we help insurers prepare for the unexpected with world-class modeling and risk transfer.

We join with key stakeholders to seek solutions to the economic and social impact of natural hazards. The challenges are great—the US has gone a decade without a hurricane, Californians are underinsured against earthquake and Canada faces a complex array of flood scenarios—and we will continue to need better risk assessment and more sophisticated modeling techniques to fully protect ourselves from the increased threat of these disasters and the changes to our environment.

Modeling and assessment expertise

For over 40 years Swiss Re has dedicated significant resources to developing the expertise and tools necessary to properly assess, model and understand catastrophic risk. Our Nat Cat team includes a variety of natural scientists including meteorologists, seismologists, hydrologists, and engineers dedicated to quantifying the link between the hazard and our vulnerability to them. Insurers, governments, academic institutions and others access this unparalleled expertise and custom modeling technologies to develop views of current and future risk, product innovations, capital requirements, effective claims protocols and climate impacts. Our team of underwriting and structuring experts can help you meet your business needs.

Providing perspective

There are a number of state-of-the-art CAT global tools that we make available including (CATNet) that provide a unique insight on risks. CatNet was the first technology to introduce tsunami and global flood risk zones and event footprints through high-resolution mapping software that offers 3-D views of locations and their potential hazards down to the individual building level. CATNet helps you understand and assess the risk in a way nonvisual cat modeling tools can't.

If you're looking for an in-depth assessment of how a natural catastrophe may affect your region, our team of experts is prepared to help.