The Pareto model in property reinsurance

This publication contains useful formulas and applied examples based on the Pareto rating.

Towards the end of the seventies, Swiss Re first issued two publications on the Pareto distribution. In the first of these brochures, “Property Excess Loss Rating by means of the Pareto Model”, the reader was introduced to the Pareto model in a clear, graphic manner. The emphasis was not on formulas, but on a simple, easily comprehensible derivation of the model.

The second brochure, “Property Excess of Loss: Pareto Rating”, was a sequel to the first and consisted mainly of useful formulas and applied examples. The present publication is a revision of the second Pareto brochure. It is in large measure based on the original, but several things have been added, and the abbreviations and definitions have been harmonised with the other publication.

 

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Excel spreadsheet with the most important formulas as described in the brochure.

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