Multiline reinsurance solutions (German)
Since the mid-nineties, there has been an increase in the number of insurers consciously employing reinsurance as a strategic tool for managing risk and capital.
This has noticeably transformed the importance of reinsurance in creating added value for the insurer and increased the demands on the functionality of reinsurance programmes. In response, reinsurers have developed multi-line reinsurance as an efficient and effective alternative to traditional mono-line programmes solutions for managing risk portfolios and optimising the use of capital.
This brochure introduces the various types of multi-line covers and balance sheet concepts. Clear emphasis is placed on multi-line stop loss covers, which are becoming particularly topical as insurers' financial strength increases.
The publication provides an in-depth look at multi-line stop loss covers, the multi-line annual aggregate deductible (AAD), multi-line annual aggregate limit (AAL) and multi-line Cat XL reinsurance. Terms such as potential diversification, equity and reinsurance capacity savings, which often feature in connection with multi-line solutions, are also discussed. Depending on the type of cover arranged, multi-line reinsurance solutions combine a range of different non-life lines and are an optimal addition or substitute for an existing programme. The solutions are developed by our experts, who work closely with clients to ensure a successful solution for all parties.
