Fire Insurance
Pure fire insurance in the original sense is hardly used any more. In addition to the risks of fire, lightning and explosion, other causes like natural and political perils have become more prominent in assessing risks and in calculating capacity and premiums. So-called “all risks” insurance products have also put pressure in fire insurance, both with simple risks and industrial risks.
The brochure explains the basics of fire insurance such as insured property, insured costs, man-made and natural perils, underwriting and premium calculation, fire protection, loss estimations and reinsurance matters.
It aims at new fire underwriters looking for a guide, underwriters from other lines who need to obtain an overview of fire insurance when assessing combined covers and specialists such as mathematicians, physicists, mechanical and civil engineers.
This Technical Publication supplements the earlier Swiss Re titles on "Business interruption insurance" and "All-risks property insurance".
