Program Business
We offer real value to our program business distributors. Our Program Business offering is a cornerstone of our strategy. Our team understands the critical issues faced by program managers. We have a proven track record of helping our clients succeed.
Valued expertise
We are deliberate and thorough in our approach.
Our rigorous selection process has made us a reliable business associate and ensures that we choose the best of the best.
The due diligence process is an in-depth look at your underwriting process and day-to-day operations. This allows you to interact with our cross-functional business team based on their knowledge of the niche markets in which you operate. It also provides you with an opportunity to get acclimated to our business processes and people. By conducting an extensive analysis and providing recommendations, we can help you be more successful.
Standard program characteristics
- Demonstrated industry leadership
- Seasoned underwriting staff with specific niche experience
- Minimum $7.5 MM in GWP
- Five years of premium and loss data
- Commitment to building business in a smart, disciplined manner
Limits
Gross limits:
- Property: $20 MM
- Casualty: $5 MM
- Net: $2 MM for all lines
Preferred market characteristics
- Short-to-medium liability tail
- Utilize ISO rates and forms
- No catastrophe exposure
- Less than 50% auto exposure
