4/2017 - sigma 4/2017: Insurance: adding value to development in emerging markets
The standard measure to gauge the development of a country's insurance market is the insurance penetration rate. But premiums expressed as percent of a country's GDP do not help elucidate how, in terms of real-life experience, insurance ownership can help improve the quality of peoples' lives. The latest sigma reviews recent evidence-based research, which offers more granular insights about the contribution of insurance across a broad range of development metrics. The sigma also addresses local demand and supply-side barriers, such as lack of awareness, institutional factors and behavioural biases that can hinder extension of the reach of insurance to cover more people.
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(Swiss Re Institute) Risk Dialogue Magazine
The Risk Dialogue Magazine is a newsletter exploring future risk topics, featuring multimedia articles from the Swiss Re Institute's events and insights from our global network of experts.
Our sigma publication series provides comprehensive information on the international insurance markets and analyses of economic trends and strategic issues in re/insurance and financial services.
Swiss Re Publications
Our publications share our expertise on issues of concern to our clients, the re/insurance industry and society - from food, health, longevity and financial security to managing climate and natural disaster risk.