Sensitive Business Risks process

In force for several years, our Sensitive Business Risks process is a tailor-made risk management tool to assess business transactions that may raise concerns from a sustainability or ethical perspective. It is now a core element of our formal framework to manage such risks.

We first introduced our “Sensitive Business Risks” (SBR) process in 2002. This new risk management tool was developed to help our underwriters, client managers and asset managers reach business decisions in line with the principles laid down in our Group Code of Conduct. Specifically, it has given them the opportunity to seek expert internal advice when they have had concerns over the environmental, social or ethical implications of a particular business transaction.

When a business transaction is submitted to the SBR process, a task force of internal sustainability and other experts will examine the case and issue a recommendation within 48 hours. The SBR process has now been fully integrated into our framework to manage environmental, social and ethical risks; as such it is compulsory whenever any of the pre-defined criteria and qualitative standards of the framework’s policies are met. In addition, employees can continue to submit cases involving industries and issues that are not covered by the framework.


Corporate responsibility

Corporate responsibility

We have a long-standing commitment to corporate responsibility and strive to implement this across our business. Our performance has received high ratings from independent third-party organisations.

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A leader in sustainability

Swiss Re was insurance industry sector leader in the 2016 Dow Jones Sustainability Indices (DJSI) for the third consecutive year and the tenth time since 2004.

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