Managing our risks

Risk Management at Swiss Re aims to ensure an appropriate risk-reward balance in all of the Group's risk taking activities. This requires a strong and independent risk management organisation and comprehensive risk management processes to identify, assess and control the Group’s risk exposures. We base our risk management on four guiding principles which we apply consistently across all risk categories throughout the Group:

Controlled risk-taking

Financial strength and sustainable value creation are central to Swiss Re’s value proposition. As a result, we operate within a clearly defined risk policy and risk control framework.

Clear accountability

Our operations are based on the principle of delegated and clearly defined authority. Individuals are accountable for the risks they take on, and their incentives are aligned with Swiss Re’s overall business objectives.

Independent risk controlling

Dedicated specialised units within the independent Risk Management division monitor the Group's risk-taking activities.

Open risk culture

Risk transparency, knowledge-sharing and responsiveness to change are integral to our risk control process.


Computer generated graphic of an eye emitting a laser beam

Global Risks Report 2012

Reactive nature of some safeguards against global risks can have damaging consequences, report says.
Read the whole story

Getting down to business

In its drive to facilitate business transactions, the Swiss Re Risk Management team partners closely with client-facing colleagues.
Read the whole story

Risk Information for Stakeholders

Global Risks Report 2012

The Global Risks Report 2012 features risk descriptions and rigorous data analysis covering 50 global risks.
Download the report
Systemic Risk in Insurance

Systemic Risk in Insurance

A Geneva Association Report on insurance and financial stability
Download PDF
© 2012 Swiss Re. All Rights Reserved | Swiss Re Share SREN CHF 53.25 | Legal notice | Privacy policy | Main: + 41 43 285 2121